PLEASE READ THIS CAREFULLY
This disclaimer is designed to protect you as much as it protects us. Understanding these limitations is crucial before using ShareValue.ai.
What ShareValue.ai Is
Educational Research Platform
ShareValue.ai is an educational stock research tool designed to help you:
- Learn how to analyze stocks yourself
- Understand fundamental analysis concepts
- Research investment opportunities
- Compare stocks using quantitative metrics
- Develop your own investment methodology
What ShareValue.ai Is NOT
We Are NOT:
- Investment Advisors: We are not registered investment advisors, broker-dealers, or financial planners
- Providing Investment Advice: We do NOT provide personalized investment advice or recommendations
- Making Buy/Sell Recommendations: We do NOT tell you what stocks to buy or sell
- Managing Money: We do NOT manage investments or make decisions for you
- Guaranteeing Results: We do NOT guarantee any investment outcomes or returns
Your Responsibility
YOU Are Responsible For:
- Your Own Research: Do independent research on any stock before investing
- Your Own Analysis: Verify all information and form your own conclusions
- Your Own Decisions: Make your own investment decisions based on your circumstances
- Consulting Professionals: Seek advice from qualified financial advisors
- Understanding Risks: Fully understand the risks before investing
Remember:
You are solely responsible for your investment decisions. ShareValue.ai provides information and tools, but YOU must do the work and make the final decisions.
How to Use ShareValue.ai Responsibly
Our Ratings Are Starting Points, Not Answers
When we provide a "High," "Medium," or "Low" rating, this is a starting point for your research, not a final answer or recommendation. Think of it as:
- A compass pointing you in a direction, not a GPS telling you exactly where to go
- The first chapter of a book, not the conclusion
- A search result, not the final answer
The Research Process
1. Start Here: Use our ratings and scores to identify candidates
2. Dig Deeper: Read financial statements, earnings calls, industry reports
3. Verify Everything: Check our data against other sources
4. Consider Context: Understand the company, industry, and market conditions
5. Consult Professionals: Discuss with a qualified financial advisor
6. Make Your Decision: Only then should you decide whether to invest
Investment Risks
YOU ACKNOWLEDGE AND UNDERSTAND THAT:
- You Can Lose Money: Stock investing involves substantial risk, including total loss of principal
- Prices Go Down: Stock prices can go down as well as up
- No Guarantees: You may not get back the amount you invested
- Past ≠ Future: Past performance does not guarantee future results
- Volatility: Stock prices can be highly volatile
- Company Risks: Companies can fail, go bankrupt, or underperform
- Market Risks: Economic downturns, recessions, and market crashes happen
No Guarantee of Accuracy
Data May Be Wrong
While we strive to provide accurate information:
- We do NOT guarantee the accuracy, completeness, or timeliness of any data
- Stock market data may be delayed or contain errors
- Financial metrics are calculated based on publicly available data which may be incorrect
- Third-party data providers may have errors or delays
- Our algorithms and models may have bugs or produce incorrect results
We Reserve the Right to Be Wrong
We promise not to lie to you, but we reserve the right to be wrong, stupid, or even foolish. No one is perfect, and that includes us. Always verify information independently.
No Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW:
ShareValue.ai and its owners, operators, employees, and affiliates are NOT LIABLE for:
- Investment losses or damages
- Poor investment performance
- Errors, omissions, or inaccuracies in data
- Software bugs or technical issues
- Service interruptions or downtime
- Third-party content or links
- Reliance on our information
YOU USE SHAREVALUE.AI AT YOUR OWN RISK.
User-Generated Content
If we ever allow user comments, forums, or other user-generated content:
- We do NOT endorse, verify, or take responsibility for user-generated content
- Users may post misleading, deceptive, or downright wrong information
- Treat other users like strangers at a party - don't make investment decisions based on what they say
- We cannot monitor all user content effectively
Third-Party Data and Links
We use data from third-party providers including:
- Stock market data providers
- Financial data aggregators
- News sources
We believe these sources to be reliable, but we do NOT guarantee their accuracy. We are NOT responsible for errors in third-party data.
If we link to external websites, we do NOT endorse or control those sites. Visit external links at your own risk.
Service Availability
ShareValue.ai is provided "AS IS" and "AS AVAILABLE":
- We may experience downtime, bugs, or technical issues
- We may modify, suspend, or discontinue the service at any time
- We do NOT guarantee uninterrupted or error-free service
- We may change features, pricing, or terms without notice
Regulatory Compliance
Publisher's Exemption
ShareValue.ai operates under the "publisher's exemption" for general financial information. We publish general market commentary and analysis, not personalized investment advice.
Not Financial Advice
Nothing on ShareValue.ai constitutes financial, investment, legal, or tax advice. Consult qualified professionals for advice tailored to your situation.
Contact Us
If you have questions about this disclaimer:
Email: legal@sharevalue.ai
Summary in Plain English
- We're an educational tool, not an investment advisor
- Our ratings are starting points, not recommendations
- Do your own research and verify everything
- Consult a qualified financial advisor before investing
- Investing is risky - you can lose money
- We're not responsible for your investment losses
- Our data may have errors - verify independently
- You are solely responsible for your investment decisions
Remember: This summary is for convenience only. The full disclaimer above is the legally binding text.