Terms of Service

Last Updated: October 27, 2025

Agreement to Terms

By accessing or using ShareValue.ai (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Service.

Description of Service

ShareValue.ai provides stock analysis tools and information for educational and informational purposes. Our Service includes:

  • Stock screening and ranking based on fundamental analysis
  • Financial metrics and scores
  • Market data and analysis
  • Investment research tools

IMPORTANT DISCLAIMERS

Not Investment Advice

THE SERVICE IS FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY. IT IS NOT INTENDED TO BE, AND SHOULD NOT BE CONSTRUED AS, INVESTMENT ADVICE, FINANCIAL ADVICE, TRADING ADVICE, OR ANY OTHER TYPE OF ADVICE.

  • We are not registered investment advisors, broker-dealers, or financial planners
  • We do not provide personalized investment recommendations
  • All information is provided "as is" without any warranty
  • You should consult with a qualified financial advisor before making any investment decisions

No Guarantee of Accuracy

While we strive to provide accurate information:

  • We do not guarantee the accuracy, completeness, or timeliness of any data
  • Stock market data may be delayed or contain errors
  • Financial metrics are calculated based on publicly available data which may be incorrect
  • Past performance does not guarantee future results

Investment Risks

Investing in stocks involves substantial risk, including:

  • Loss of principal
  • Market volatility
  • Company-specific risks
  • Economic and political risks

YOU ACKNOWLEDGE THAT YOU MAY LOSE SOME OR ALL OF YOUR INVESTMENT.

Acceptable Use

You May:

  • Use the Service for personal, non-commercial purposes
  • View and analyze stock information
  • Use our tools for research and education

You May NOT:

  • Use automated tools (bots, scrapers, crawlers) to access the Service
  • Attempt to circumvent rate limits or security measures
  • Reverse engineer, decompile, or disassemble any part of the Service
  • Use the Service for any illegal purpose
  • Reproduce, distribute, or create derivative works from our content without permission

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

WE ARE NOT LIABLE FOR ANY INVESTMENT LOSSES, DAMAGES, OR COSTS ARISING FROM YOUR USE OF THE SERVICE, YOUR RELIANCE ON INFORMATION PROVIDED, OR INVESTMENT DECISIONS MADE BASED ON OUR ANALYSIS.

Maximum Liability: In no event shall our total liability to you exceed $100 USD.

Indemnification

You agree to indemnify, defend, and hold harmless ShareValue.ai, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from:

  • Your use of the Service
  • Your violation of these Terms
  • Your violation of any rights of another party
  • Investment decisions made based on the Service

Dispute Resolution

Class Action Waiver

YOU AGREE THAT DISPUTES WILL BE RESOLVED ON AN INDIVIDUAL BASIS ONLY, AND NOT AS A CLASS ACTION, CONSOLIDATED ACTION, OR REPRESENTATIVE ACTION.

Privacy

Your use of the Service is also governed by our Privacy Policy. By using the Service, you consent to our collection and use of information as described in the Privacy Policy.

Changes to Terms

We may modify these Terms at any time by posting the revised Terms on this page and updating the "Last Updated" date. Your continued use of the Service after changes constitutes acceptance of the new Terms.

Contact Information

For questions about these Terms, please contact us:

Email: legal@sharevalue.ai

Subject Line: "Terms of Service Inquiry"

Acknowledgment

BY USING THE SERVICE, YOU ACKNOWLEDGE THAT:

  • You have read and understood these Terms
  • You agree to be bound by these Terms
  • You understand the Service is not investment advice
  • You understand the risks of investing
  • You will not hold us liable for investment losses
  • You will use the Service responsibly and legally
  • You are at least 13 years old (or 16 in the EEA)

Summary (Not Legally Binding)

In Plain English:

  • We provide stock analysis tools for education, not investment advice
  • Consult a financial advisor before investing
  • We're not responsible for your investment losses
  • Don't scrape our site or abuse the service
  • We can change or discontinue the service anytime
  • Your privacy is protected (see Privacy Policy)
  • Disputes are resolved individually, not as class actions

Remember: This summary is for convenience only. The full Terms above are the legally binding agreement.