Understanding the Final Score
Four pillars are great, but sometimes you just want one number. That's what the Final Score delivers.
How the Final Score Works
The Final Score combines all four pillars into a single 0-100 rating:
Final Score = Weighted Average of:
• Valuation Score
• Quality Score
• Growth Score
• Health Score
Higher = Better. A stock scoring 80 is generally more attractive than one scoring 50.
The Report Card
Think of the Final Score like a student's GPA:
- Individual grades (A in Math, B in English, etc.) = Pillar scores
- GPA = Final Score
A 3.8 GPA student is generally stronger than a 2.5 GPA student, even though the 2.5 student might excel in one subject.
Same with stocks: the Final Score gives you a quick overall assessment.
Score Ranges
| Score Range | Interpretation |
|---|---|
| 80-100 | Excellent — Strong across multiple factors |
| 60-79 | Good — Above average opportunity |
| 40-59 | Average — Mixed signals |
| 20-39 | Below Average — Proceed with caution |
| 0-19 | Poor — Significant concerns |
What the Final Score Tells You
High Score (70+)
✅ Likely undervalued relative to quality ✅ Business fundamentals are solid ✅ Worth deeper investigation
Medium Score (40-70)
⚠️ Mixed picture ⚠️ Some strengths, some weaknesses ⚠️ Need to understand the specific situation
Low Score (Below 40)
🚩 Potential red flags 🚩 May be overvalued or troubled 🚩 Requires strong conviction to invest
Key Takeaways
- Final Score is a weighted combination of all four pillars
- Higher scores indicate more attractive opportunities
- Use it for quick screening, then dig deeper
- Compare scores within the same sector for best results
Important Caveats
1. It's a Starting Point, Not the Answer
A high score doesn't mean "buy immediately." It means "worth investigating further."
2. Context Matters
A score of 65 in a beaten-down sector might be more interesting than 75 in a hot sector.
3. Scores Change
As prices and fundamentals change, scores update. Today's 80 could be tomorrow's 60.
4. Not All Factors Are Quantifiable
Management quality, competitive dynamics, and industry disruption aren't fully captured in numbers.
How to Use the Final Score
For screening: Filter for scores above 60-70 to find candidates
For comparison: Compare similar companies' scores
For monitoring: Track how scores change over time
NOT for: Blindly buying the highest scores
Final Score vs. Stock Price
Remember: a high Final Score doesn't mean the stock price will go up tomorrow.
It means the stock appears to offer good value based on fundamentals. The market may take time to recognize this—or there may be factors we don't capture.
Think of it as improving your odds, not guaranteeing success.
Next up: Let's explore the stock page and see all this data in action.