The Score Card: Quick Assessment
The score card is the heart of ShareValue.ai. In seconds, you can assess any stock's investment potential.
The Score Card Layout
┌─────────────────────────────────────────┐
│ FINAL SCORE: 72 │
│ ████████████████████░░░░░░░░░░ BUY │
├─────────────────────────────────────────┤
│ Valuation Quality Growth Health│
│ 68 78 65 75 │
│ Undervalued Strong Good Healthy│
└─────────────────────────────────────────┘
Reading the Final Score
The Number (0-100)
- 72 in our example
- Higher = more attractive opportunity
- Combines all four pillars
The Visual Bar
- Shows score graphically
- Quick visual reference
- Green = good, Yellow = average, Red = concerning
The Signal
- BUY / HOLD / SELL
- Quick action guidance
- Based on score and other factors
The Dashboard
The score card is like a car dashboard:
- Final Score = Overall vehicle health
- Individual scores = Specific systems (engine, brakes, etc.)
- Signal = The mechanic's recommendation
One glance tells you if the car is in good shape.
The Four Pillar Scores
Each pillar has:
- A number (0-100) — The quantitative score
- A label — Plain English interpretation
Valuation Score
| Score | Label | Meaning |
|---|---|---|
| 70+ | Undervalued | Cheap relative to fundamentals |
| 50-69 | Fair Value | Reasonably priced |
| Below 50 | Overvalued | Expensive relative to fundamentals |
Quality Score
| Score | Label | Meaning |
|---|---|---|
| 70+ | Strong/Excellent | High-quality business |
| 50-69 | Good/Average | Decent fundamentals |
| Below 50 | Weak/Poor | Quality concerns |
Growth Score
| Score | Label | Meaning |
|---|---|---|
| 70+ | High Growth | Growing faster than peers |
| 50-69 | Moderate | Average growth |
| Below 50 | Low/Declining | Slow or negative growth |
Health Score
| Score | Label | Meaning |
|---|---|---|
| 70+ | Healthy/Strong | Solid balance sheet |
| 50-69 | Adequate | Acceptable stability |
| Below 50 | Weak/Risky | Financial concerns |
Key Takeaways
- Final Score gives overall assessment (0-100)
- Four pillar scores show component strengths
- Labels translate numbers to plain English
- Signal provides action guidance
Quick Score Card Analysis
30-Second Method
-
Check Final Score
- Above 70? Worth investigating
- 50-70? Mixed, dig deeper
- Below 50? Probably pass
-
Scan Pillar Scores
- All above 60? Solid across the board
- One below 40? Red flag, investigate
- Mixed? Understand the tradeoffs
-
Note the Signal
- BUY? Consider for purchase
- HOLD? Maybe if you already own
- SELL? Avoid or consider selling
Example Interpretations
Stock A: 72 (V:68, Q:78, G:65, H:75)
- Good overall score
- Strong quality and health
- Decent valuation and growth
- Verdict: Solid opportunity
Stock B: 45 (V:82, Q:35, G:28, H:55)
- Mediocre overall
- Very cheap (high valuation score)
- But weak quality and growth
- Verdict: Value trap risk
Stock C: 68 (V:55, Q:72, G:80, H:65)
- Good overall
- Quality growth company
- Fair valuation, not cheap
- Verdict: Pay fair price for growth
Score Patterns
Look for patterns:
- All high: Rare, excellent opportunity
- High V, low Q: Cheap for a reason?
- High Q, low V: Quality at a premium
- Low H: Proceed with caution regardless
What to Do Next
After reading the score card:
If Scores Look Good (60+)
- Read the AI Investment Thesis
- Check sector rankings
- Review company details
- Do additional research
If Scores Are Mixed
- Understand WHY scores differ
- Decide if tradeoffs are acceptable
- Compare to alternatives
If Scores Are Poor (Below 50)
- Usually move on
- Unless you have special insight
- Don't fight the data
Score Card Traps
- Focusing only on Final Score (pillars matter)
- Ignoring one low score because others are high
- Not understanding what drives each score
- Making decisions without further research
Next up: Company Details—understanding the business context.